- Cover available whilst practicing, testing and competing.
- Pit Lane / Paddock included
- Policies can include sponsors, drivers and team members / helpers
- UK / European or worldwide territorial limits.
In this increasingly litigious world, it becomes ever more important to ensure that as a minimum you are protected against incurring the costs defending a legal action against you – irrespective of the nature of such a claim.
Motorsport has its own complexities and while some protection may be provided to team / drivers under the event organisers own liability insurance, this is not the same as having your own policy which you can rely on if, for example, a court holds you as the team / driver totally responsible for an incident. Remember, the organisers arrange a policy primarily to protect their own legal liability, not yours.
Although we are sometimes able to arrange policies that include “competitor to competitor” cover, in general, the individual liability of a driver to fellow competitors will be excluded from the cover.
The cover we arrange is “contingent” on the specific event organiser / promoter / licensing body maintaining their own third party public liability insurance.